The PAYjr Visa Buxx Card

Credit Line: maximum $5,000

  Apply Here

The PAYjr Visa Buxx Card is a reloadable prepaid card designed just for teens. This prepaid card gives teens flexibility and spending independence, in addition to teaching them personal financial management. Money earned through the completion of chores, recurring allowances, even gifts can be loaded onto the PAYjr Visa Buxx Card electronically. The PAYjr system also provides SMS text messaging or email notifications to keep parents and teens aware of card activity, including balances and loads to the PAYjr Visa Buxx Card.

Reasons a PAYjr Visa Buxx Card is right for your teen:

• Hands on Financial Education
  Teach your teen how to manage their money responsibly
  
  
• Parental Control and Monitoring
  Know where and how your teen is spending money
  
  
• Convenient and Flexible
  Load money to the PAYjr Visa Buxx Card right from your bank account
  
  
• Peace of Mind
  Funds are FDIC insured and a prepaid card is safer than cash
  
  
• Cost
  The PAYjr Visa Buxx Card is cheaper than other teen programs and even costs less than free teen checking accounts when you consider NSF and other fees
  

Here are just a few things that set the PAYjr Visa Buxx Card apart from other options:

• It's not a credit card
  
• Flexible alerts via text message or email for parents and teens
  
• Parental control and visibility over card usage
  
• Optional use of Chore & Allowance system
  
• No minimum balance required
  
• No credit checks*
  
• Access to Interlink®, America's leading online point-of-sale network, and STAR® Debit and ATM Network - one of America's leading PIN-secured debit networks
  
• Funds are FDIC insured
  

Pricing Benefits:

PAYjr works hard to provide great products at prices that make sense for parents. Financial education, security, features, and online access are important but we understand that price is important to parents as well.

You can try The PAYjr Visa Buxx Card for the low price of $4.95 as a one-time fee and $.50 per load to the card. If you choose to continue using The PAYjr Visa Buxx Card, there will be a small monthly fee of $3.95.

• PAYjr does not charge an activation fee or postage and handling fee.
  
• Access to the patent-pending PAYjr Chore & Allowance Management system is completely free.
  
• The PAYjr Visa Buxx Card is also accepted wherever Visa® debit cards, Interlink® cards, and STAR® cards are accepted. Interlink is America's leading online point-of sale network and STAR is one of America's leading PIN-secured debit networks, giving teens convenient and surcharge free access to their funds
  

For all the Terms and Conditions refer to the Cardholder Agreement.

Do you know where and how your teenager is spending the money you give them?
PAYjr provides parents with complete control over the PAYjr Card. PAYjr allows
you to monitor spending and control how much money is
on the PAYjr Card.

Do you find yourself stopping at the ATM or loaning out your credit card to your teen when they need money?
PAYjr realizes that parents rarely carry cash these days. We provide a convenient, secure, and simple way to load the PAYjr Card so your teen always has the money they need. The PAYjr Card can be loaded via one-time loads, recurring "allowance" loads, as teens complete chores, or by direct deposit from your teen's employer.

Has your teen lost or had money stolen in the past?
The PAYjr Card is safer than cash because if it's lost or stolen, you are protected. You'll pay nothing for unauthorized purchases. Funds are FDIC insured.

Not sure if a prepaid card is the right solution for your teen?
The PAYjr Card has no long term commitments. You can cancel at anytime.

What people are saying about PAYjr

"It's inevitable that our kids will use credit cards one day. I'm confident that mine will have the financial know-how to use credit responsibly. PAYjr fills a void for youth who would otherwise have little experience managing money or using plastic. My kids love having an allowance card, and they are more motivated than ever before."
Debra - Orlando, FL

How do I sign up for the PAYjr Visa Buxx Card?

You start by clicking on the SIGN UP link on the home page. This will start the process of gathering the necessary information.

PAYjr enrollment is completed by the Parent. The Parent enrolls themselves and a Child at the same time. Additional children can be added after the initial enrollment of the Parent and the first Child.

The Parent chooses their Username and Password when enrolling. The Parent also chooses the Username and Password for their Child. All profile information for both Parent and Child is entered by the Parent.

If the PAYjr Card program is selected by the Parent, then additional information will be requested by PAYjr. This would include:

1. Parent Email Address - necessary to allow the Parent to receive Cardholder Agreement, Privacy Policy, and other documents electronically.
   
2. Child Email Address - this is still optional. This is only required if it desired that the Child receive alerts regarding their Chores and/or the PAYjr Card.
   
3. Child Birthday & Social Security Number - these two values are necessary to allow PAYjr to perform verification of the child. These values will be used to activate the PAYjr Card when received, and to authenticate the cardholder in matters dealing with the PAYjr Card.
   

The PAYjr Visa Buxx® Card is issued by BankFirst, Sioux Falls, SD, pursuant to a license from Visa U.S.A. Inc. BankFirst; Member FDIC.

* See web site for complete terms & conditions